Friday, May 31, 2019

Conrads Heart of Darkness as an Attack Upon Colonialism and Imperialism :: Heart Darkness essays

Attack Upon Colonialism in Heart of Darkness It is very easy for a reader to see Heart of Darkness as a depiction of, and an attack upon, colonialism in general, and, more than specifically, the particularly brutal form colonialism took in the Belgian Congo. Consider the book from this point of view, and you will be led to those details which depict the mistreatment of the Africans, the greed of the so-called pilgrims, the broken idealism of Kurtz, and so on. You will find it important to notice, for example, that French man-of-war lobbing shells into the jungle, or the plantation of death which Marlow stumbles upon, or the slim note that Kurtz appends to his eminent essay on The Suppression of Savage Customs, or the importance of ivory to the economics of the system. As a historian, however, you exponent also find yourself a little frustrated by the odd fact that the book is so evasive about naming places and multitude and dates. We can surmise, for example, that Brussels is the city of the whited speculchre, but we might wonder why Marlow cant come right out and name it. One reason for the lack of names, I suppose, is that Conrad was not only interested in the particulars of the taradiddle of colonialism as it was applied to the Belgian Congo he was also app bently interested in a more general sociological investigation of those who conquor and those who are conquored, and the complicated interplay between them. In this light, different--more sociological--questions can be raised and different answers found. The details that might be noticed in this context are, for example, Marlows invocation of the roman type conquest of Britain, or the cultural ambiquity of those Africans who have taken on some of the ways of their Europeans--Marlows helmsman, for example, or the Managers uncouth servant--or the ways in which the wilderness tends to strip outside(a) the civility of the Europeans and brutalize them.Conrads Heart of Darkness as an Attack Upon Col onialism and Imperialism Heart Darkness essaysAttack Upon Colonialism in Heart of Darkness It is very easy for a reader to see Heart of Darkness as a depiction of, and an attack upon, colonialism in general, and, more specifically, the particularly brutal form colonialism took in the Belgian Congo. Consider the book from this point of view, and you will be led to those details which depict the mistreatment of the Africans, the greed of the so-called pilgrims, the broken idealism of Kurtz, and so on. You will find it important to notice, for example, that French man-of-war lobbing shells into the jungle, or the grove of death which Marlow stumbles upon, or the little note that Kurtz appends to his noble-minded essay on The Suppression of Savage Customs, or the importance of ivory to the economics of the system. As a historian, however, you might also find yourself a little frustrated by the odd fact that the book is so evasive about naming places and people and dates. We can surmi se, for example, that Brussels is the city of the whited speculchre, but we might wonder why Marlow cant come right out and name it. One reason for the lack of names, I suppose, is that Conrad was not only interested in the particulars of the history of colonialism as it was applied to the Belgian Congo he was also apparently interested in a more general sociological investigation of those who conquor and those who are conquored, and the complicated interplay between them. In this light, different--more sociological--questions can be raised and different answers found. The details that might be noticed in this context are, for example, Marlows invocation of the Roman conquest of Britain, or the cultural ambiquity of those Africans who have taken on some of the ways of their Europeans--Marlows helmsman, for example, or the Managers rude servant--or the ways in which the wilderness tends to strip away the civility of the Europeans and brutalize them.

Thursday, May 30, 2019

Humas Overcoming Nature Essay -- Nature Society Natural Essays

Humas Overcoming NatureHumans make believe always tried to exert their control over nature. Throughout history, existence command over nature has wavered from a confidant to a skeptical viewpoint. As time passed, humans believied in their ability to conquer nature lento diminished to a point where nature ruled without a doubt. Now, in the twentieth century, however, people believe once again that the human population outhouse overcome nature. Up until the sixteenth century, people believed that God could explain all actions. In general, science did not really exist. People simply looked to the Bible for reassurance intimately then unexplainable phenomenon. With the development of a scientific method and the industrial revolution, people began to recognize reason in their world through science. In the put in day, the general public in their quest to discover all of natures secrets depends on science and its reason. Rogets Dictionary declares that science includes the observatio n, identification, experimental investigation and theoretical explanation of phenomena. recognition tries to describe nature through all of these methods. It seems that every day a new study is published about the relationship between nature and humans. Scientists have explained and improved many aspects of human health and the human body, especially in the twentieth century. In 1936, Dr. Alexis Carrel developed the artificial heart. In 1937, insulin began to be use to control diabetes. In 1943, penicillin was discovered. In 1954, Jonas Salk inoculated children with the polio vaccination. In 1970, scientist at the University of Wisconsin completed the first complete synthesis of a gene. In 1978 the first test-tube baby was born(p) in England and finally, in 1980, the Wor... ...f westward Civilization Problems and Sources in History. Third Edition. 532. 6. Rogers, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 532. 7. Roger s, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 542. 8. Rogers, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 530. 9. Rogers, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 531. 10. Rogers, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 539-540. 11. Craver, Bruce. Lecture. University of Dayton. 19 Nov 98. 12. Rogers, Perry M. Aspects of Western Civilization Problems and Sources in History. Third Edition. 494.

Wednesday, May 29, 2019

Attention Deficit Hyperactivity Disorder: Neurobiology of a Disorder or

Attention Deficit Hyperactivity Disorder Neurobiology of a Disorder or a Difference? Attention Deficit Hyperactivity Disorder (ADHD) is a phrase that has go out of the realm of pure science or psychology and into common parlance. Like depression, the public has a general and vague sense of the type of mortal who may have ADHD, and has heard the name Ritalin, the main drug used in treatment, bandied about. As the name of the disorder implies, its symptoms present generally as indifference and a combination of hyperactive and impulsive behaviors (2). ADHD has only recently been able to be tangibly identified in the nervous system, and its diagnostic criteria has move to be revised. The discovery of specific physiological differences in the brain has enabled scientists to correlate the behavioral symptoms associated with ADHD with specific differences, mutations, or malfunctions in the brain. Though the scientific burthen of proof cannot be ignored, the way in which we choose to de fine these differences as a disorder is debatable. Given both the scientific understanding of the sheer sizing of the nervous system and the more poetic notion of individuality, the neurobiological differences associated with ADHD are difficult to adequately define within the unlimited permutations of human personalities.The menstruum official American criteria for diagnosing the condition of ADHD, according to the DSM-IV, is based on a child presenting at least six symptoms of inattention, hyperactivity-impulsivity, or both, that have persisted for at least six months (3). Additionally, some symptoms must have been present before seven years of age, and some type of social, academic or occupational hurt must result from these symp... ...//www.sciam.com/missing.cfm3) DSM-IV diagnostic criteria http//www.mentalhealth.com/dis1/p21-ch01.html4) fabulous paper by Bonnie Craymond linking ADHD and the creative personality http//borntoexplore.org/adhd.htm5) article from The Medical Post by Harvey McConnell http//www.mentalhealth.com/mag1/p5m-add2.html6) ample graphic http//www.sciam.com/missing.cfm7) pharmacology information on Ritalin http//www.mentalhealth.com/drug/p30-r03.html8) list of myths and corrections about ADHD http//www.add.org/content/abc/myths.htm9) article from Time by Claudia Wallis http//www.mentalhealth.com/mag1/p51-adhd.html10)Scientific American article by Kristin Leutwyler http//www.mentalhealth.com/mag1/p51-adhd.html11) part of Barkley article diagramming a psychological model of ADHD http//www.sciam.com/missing.cfm

The Era of Social Reform Essay examples -- Sociology

The Industrial Revolution was a period of in which fundamental changes occurred in agriculture, factories, mining, transportation, machinery, economic policies, and in the social structure of England. Industrialization began in neat Britain and it was a major turning point in history. It changed the way countries produced its goods. England turned into an agricultural society to an industry and manufacturing society. During this era, there was a huge impact on the growth of cities, employment of skilled and unskilled workers, the role of women and families, and laws and national policies. During this time, there was a great advancement with technology and along with it came the growth of cities. The growth of cities has been seen as a consequence in the Industrial Revolution. Before this era, many mountain lived in farms or small villages working in agriculture. They would do everything by hand. However, with the occurrence of the Revolution everything changed. The new e nclosure laws, which allowed farmers and landlords to fence their fields at the owners expense, had odd many poor farmers bankrupt and small farms disappeared into large estates. Charles white turnip Townshend introduced crop rotations that restored nutrients to the soil, allowing for greater yield and scientific breeding to improve the quality of herds. The result was an increase in productivity with fewer agricultural workers (Robert Edgar Pg.535). This caused more people to leave the farms to work in the factories. Also, the introduction of new machinery that produced greater amount of output made many workers redundant. As a result, many people that lived in farms journeyed to the city to look for work. This required them to move to towns and cities ... ...empts by Parliament to pass laws and national policies designed to improve working conditions and regulations relative to children and women in the workforce. The changes from the revolution left a permanent mark and are v ery important to society today. Works CitedBland, Celia. The Mechanical Age The Industrial Revolution in England. New York, NY Facts on File, 1995. Print.Lines, Clifford John. Companion to the Industrial Revolution. Ed. Barrie Stuart. Trinder. New York Facts on File, 1990. Print.Edgar, Robert R., Neil J. Hackett, George F. Jewsbury, Barbara Molony, and Matthew S. Gordon. Civilizations past & Present. 12th ed. Vol. 2. New York Pearson/Longman, 2008. Print.Thomas Malthus Essay on the Principle of Population (1798). Thomas Malthus Essay on the Principle of Population (1798). Constituion Society, 10 Sept. 2002. Web. 28 May 2012.

Tuesday, May 28, 2019

Guyana :: essays research papers

GuyanaGuyana is a country located on the northern coast of South America. It isbounded on the north by the Atlantic Ocean and on the east by Suriname. On thesouth side Guyana is bordered by Brazil, and on the west side is Brazil andVenezuela. Guyana achieved its independence on May 26, 1966 when it bust awayfrom Britain.Land and ResourcesGuyana has three different major geographical regions. These consist ofa belt of soil which ranges from five to forty miles, a dense forest area whichmakes up about four-fifths of the country and a region of savanna. The countryalso has many rivers that have some spectacular waterfalls and one river has thehighest single-drop waterfall in the world. These rivers are navigable from thesea to about one-hundred miles inland, after that they are no longer navigabledue to rapids and falls.Natural ResourcesThe lands of Guyana have many valuable infixed resources. Within thelands you preserve find gold, diamonds, kaolin, manganese and bauxite. If you w ere totravel a little ways off shore, you could also locate some petroleum. Thesenatural resources are really important in helping out the economy of this poorcountry.The lands have much resource also found in the vegetation and theforests. The plants and trees are enter for their abnormal size and density.Guyana has an excellent lumber industry, they sell some of the finest greenheartas well as mora. Within the forests are a big variety of wildlife which canrange from deer to anteater and a few types of monkeys. The birds are verydiverse, they consist of for example sugarbirds, cotingas and manakins all whichfeed on Guyanas vast array of insects. tribe , Education and CultureGuyana has an estimated 800,000 people or on an average of 3.8 peopleper square mile. Georgetown is the capital and it holds a few hundred thousandpeople. Being the capital, it is the master(prenominal) port city and holds the majoreducational institution in Guyana. The University of Guyana is the best highe reducation and there are many schools throughout the country. In the departed fewyears the country has taken education to much higher level.Guyana was settled by East Indians, many still speak Urdu, Hindu andTamil dialects. The official language is English. The culture is close to theSuriname and French Guiana than to the rest of South America. All of thesevarious cultures have remained fairly distinct and in todays society individually grouphas its own style of life and culture.EconomyIn 1966, Guyana was in the early stages of developing its resources.

Guyana :: essays research papers

GuyanaGuyana is a country located on the northern coast of South America. It isbounded on the north by the Atlantic ocean and on the east by Suriname. On thesouth side Guyana is bordered by Brazil, and on the west side is Brazil andVenezuela. Guyana achieved its independence on whitethorn 26, 1966 when it broke awayfrom Britain.Land and ResourcesGuyana has three different major geographical regions. These consist ofa belt of soil which ranges from five to forty miles, a lowering forest argona whichmakes up about four-fifths of the country and a region of savanna. The countryalso has many rivers that have some spectacular waterfalls and one river has thehighest single-drop waterfall in the world. These rivers are navigable from thesea to about one-hundred miles inland, after that they are no longer navigabledue to rapids and falls.Natural ResourcesThe lands of Guyana have many worthy natural resources. Within thelands you can find gold, diamonds, kaolin, manganese and bauxite. I f you were totravel a little ways off shore, you could also locate some petroleum. Thesenatural resources are very important in helping out the economy of this poorcountry.The lands have much resource also found in the vegetation and theforests. The plants and trees are documented for their abnormal size and density.Guyana has an excellent lumber industry, they sell some of the finest greenheartas well as mora. Within the forests are a big mixture of wildlife which canrange from deer to anteater and a few types of monkeys. The birds are verydiverse, they consist of for example sugarbirds, cotingas and manakins all whichfeed on Guyanas vast rate of insects.Population , Education and CultureGuyana has an estimated 800,000 people or on an average of 3.8 peopleper square mile. Georgetown is the capital and it holds a few hundred thousandpeople. universe the capital, it is the main port city and holds the majoreducational institution in Guyana. The University of Guyana is the best hig hereducation and there are many schools throughout the country. In the past fewyears the country has taken education to much higher level.Guyana was settled by East Indians, many still speak Urdu, Hindu andTamil dialects. The official language is English. The culture is close to theSuriname and French Guiana than to the rest of South America. All of thesevarious cultures have remained fairly distinct and in todays nightclub each grouphas its own style of life and culture.EconomyIn 1966, Guyana was in the early stages of developing its resources.

Monday, May 27, 2019

Out of School Youth Essay

ASEM Trust store for the Asian Financial Crisis Implementation Completion Memorandum Philippine Out-of-School Children and early days Development (POSCYD) stick out ASEM Trust Fund No. 023514 Background and Objectives In the Philippines, the course of study for the past ten years show that for every 10 pupils who encipher in grade groom, only 7 graduate. The same ratio is experienced among the senior amply schoolhouse students. Main reasons cited for dropping-out are mostly poverty related. While basic precept is free, some(prenominal) poor families are un qualified to finance the ancillary school needs of their children.Deprived of completing high school genteelness, the out-of-school early days are just marginalized from acquiring proficient foul skills. As mandated by the law, good teaching method in the Philippines is a post secondary course. The continuing inability of many poor newfangled people to complete basic culture and/or undertake expert education, consign them to the vicious cycle of poverty. Their lack of education constrains their attack to demote-paying agate lines or ability to succeed in entrepreneurial pursuits, all of which require high degree of literacy.Workers with solid foundation in technical education, have better chances of landing jobs. Amidst increasing incidence of out of school offspring exacerbated by political and economic crises, the go for seeks to 1. develop and test mechanisms that get out enable children in the age group 7 to 14 to be schooled or remain in school and 2. pilot the implementation of an employment and entrepreneurship program for younker in the 15 to 24 year age group, integrating technical skills development with life skills development. TF no. 023514 was implemented in conjunction with TF no.023513, which is bank managed. act of Trust Fund Objectives1 Under TF no. 023514, a total of 16 sub- designs were breeded from ASEM World Bank grant to the POSCYD Project. Of the 16, two (2) sub-projects revolve abouted on bringing ass out-of-school children and early days back to schematic in-school and another two (2) through utility(a) erudition system for their basic education. Eleven (11) sub-projects extendd integ computed technical education and one (1) provided semi-formal in-school basic education and integrated technical education to incompatible effects of beneficiaries.In addition to the 16, a youth summit held in the 16 regions in the country led by the plane section of Social Welfare and Development was also funded. Please see attachment for list and briefs of the 16 sub-projects funded under TF023514 1 A total of 566 poor out-of-school children and youth went back to formal primary or secondary school through terce (3) sub-projects. They were provided with ancillary school needs such as uniforms, shoes, bags, notebooks and subsidy for school fees, transportation expenses, school projects and field trips.For those who have no access or can not touch regular classes, alternative learning systems in basic education were provided. The Accreditation and Equivalency (A & E) weapons platform of the Bureau of Non-Formal Education, Department of Education (DepEd), was offered to a total of 753 out-of-school youth who cherished to achieve an equivalency of high school education and another three hundred participated in the Angelicum College Home direct computer program, a closed-door initiative. A total of 1,290 high school dropouts were enrolled in integrated technical education .All of the technical education courses undertaken by the target beneficiaries are tied up with skills that are in bring by varied industries and provide for on-the-job training and employment assistance. Alternative learning system, to resolve deficiencies in basic education and life skills training, to enable the youth to cope with personal and interpersonal conflicts are incorporated in these courses. A Skills for Life Program, fussyly de signed for the Filipino youth, was developed with assistance from the International Youth conception (IYF).Except for one (1), all sub-project proponents sent participants to the teachers training course conducted in May and November/December 2001 by a adviser of IYF. In cooperation with the DepEd, training for Non-formal Education A & E Program instructional managers was provided to teachers from 11 integrated technical education sub-project proponents. The Youth Labor Demand Study was completed and presently serves as reference material for the POSCYD Project Team and is made available to other interested parties.The 16 sub-projects funded were implemented with counterpart resources from judicature, crinkle sector and civil ordering governances. Concerted resource generation and complementation has, however, not been achieved at the national level and to a limited extent at the topical anaesthetic level. The POSCYD Project has an Oversight Board that provides direction an d general policies and does the final review of sub-project proposals for livelihood through its Executive Committee. There is also a proficient Working Committee that recommends to the Oversight Board general directions to take and sub-project proposals for approval.Together with direct beneficiaries of the TF 23513, the POSCYD Project exceeded its target of 3,000 by 1,872 for a total of 4, 872. With the average trend of about 15% dropout rate, the resulting net direct beneficiaries is 4,119, exceeding the 3,000 target by about 37%. It must be noted, however, that one integrated technical education proponent, the lagoon State Polytechnic College, a government school (funded under TF 23513), offered the political platform it developed under its POSCYD Project funded subproject, as a subject to high school graduates taking information/communication technology courses.The said sub-project has total of 553 students who finished or are still undertaking the subject. Execution Experi ence and Results The formal cancel of the Project was delayed by about eight (8) months due to the need to design a working arrangement, as articulated in the record of agreement, combineable to both the Department of Social Welfare and Development (DSWD) and Children and Youth Foundation of the Philippines (CYFP).Both institutions, DSWD (representing government) and CYFP (representing civil society) were new to the working and accompaniment arrangements that involved pecuniary and technical put up from a multilateral organization like World Bank. Furthermore, there were no precedents to use as references. 2 Most competency structure programs in the country for the out-of-school children and youth are addressed to those in especially tight circumstances or are of above average intelligence information and diligence.Furthermore, technical education is a post secondary course in the Philippines. Except for one, it was the first time for all the sub-project proponents in integ rated technical education to accept substantial numbers of high school dropouts as trainees. Given the opportunity, most poor out-of-school children and youth, are interested to undertake basic and/or technical education. Among those who took advantage of the initiatives of the POSCYD Project, however, many were forced to dropout again.They are usually the ones who have to help augment family income, regularly perform household chores and/or take negociate of their younger siblings. Others could simply not afford out-of-pocket expenses such as transportation expenses despite the subsidy that some of the sub-project proponents provided. Among the estimated 15% of the out-of-school children and youth who were back up to enroll in formal/non-formal basic education and integrated technical education that once more discontinued their studies, poverty is still the most universal reason.They are said to come from the poorest of the poor who sometimes go to school without breakfast, woul d eat candies for lunch and hardly have any transportation money. Money they overstep is usually money that is taken away from the daily food needs of their families, thus they opt to work if jobs are available. Among the out-of-school children and youth who were brought back to formal school for their basic education, the dropout rate is 13%. If compared to the estimated national average dropout rate in school year 1997-98 of 7. 42% for grade school and 10.76% in high school, the experience of the POSCYD Project would seem high. It must, however, be noted that the base used in the computation that resulted to 7% national drop out rate included all students, not just the poor ones. Without the initiative of the POSCYD Project, its total of 870 beneficiaries (TF 23513 & TF 23514) in formal in-school basic education would have remained out-of-school. Home found alternative learning system is an answer to the basic education needs of those not volition or could not go back to formal school for different reasons.About 12% of those who enrolled in the A & E program of Department of Education implemented by a proponent, discontinued their studies. Finishers of this system who pass the Department Education testing can work with the government and/or enroll in specific universities for their college education. Demand for this type of basic education is relatively high in places like Maguindanao and Cotabato City where there is serious peace and order problem and suffering from lack of secondary high schools. The A & E sub-project based in these areas and funded under TF no.023513, requested to increase their target beneficiaries from 300 to 400. The proponent eventually had a total of 433 A & E enrollees. It is noteworthy to credit rating that among the 1,156 who finished the A & E Program, 82, pursued higher A & E lessons, 111 attended vocational education, 124 enrolled back in formal school to finish basic education, 38 went on to college and 98 found employment /self-employment. Another alternative learning system in basic education is the Home Study Program of Angelicum College.It follows its regular curricula for elementary and high school, but specially designed for those who could not attend regular classes in a formal school due to poverty, aloofness from school, need to work or illness. Students study at their own paces and are assisted by any tutor who has had higher education. Some of its clients are young prisoners. Out of the total 300 enrollees from different areas, 19. 7% dropped out. Main reasons cited are inability of tutors to reach participants from far-flung areas, transfer of residences and lost of interest.Among the enrollees in integrated technical education, those prone to dropping out again are the ones in especially difficult circumstances and those undertaking courses with more than six (6) month time frames. If the beneficiaries of the Laguna State Polytechnic College (who catered to high school graduates and offe red curricula developed as a subje ct in tertiary education) were to be deducted from the total 3 integrated technical education beneficiaries of the POSCYD Project, the dropout rate would increase from 15% to 17%.This is high compared to the national average, which is said to be below 10%. 2 Inspite of the set out of several sub-project proponents to provide additional subsidy such as transportation money and meals, dropout rates continue to be high. Since they are considered of age (16 to 24 years old), often, there is tweet from their own selves and/or their set ups to earn to help augment family income. Among the poor Filipino families, it is not unusual for the elder children to sacrifice opportunities for higher education to help disseminate their siblings to school or provide for their basic needs.To minimize a repeat of their dropping out of school or alternative learning systems, sub-project proponents escalate their realize services by the providing the beneficiaries with support activities such as tutoring/remedial classes, mentoring, counseling and student and parent participation. The sub-project proponents of the Project are all well experienced in the implementation of basic education and/or technical education programs.Most of them, as mentioned earlier in this report, had no previous program for the out-of-school youth or high school undergraduates. The sub-project proponents had to beef up and intensify certain support services which they normally do not offer to their target beneficiaries. It was further observed that many of them tend to lack skills in planning, monitoring and evaluation. Thus, they were provided with technical assistance and training in these functions of project management to improve the effectiveness of their education programs.To further improve their effectiveness, selected proponents were provided with training in the implementation of the NFE A & E Program of the DepEd, Skills for Life Program for Filipino Youth and the first phase of edifice Local Tri-Sector Partnerships. To maximize the employment of graduates of technical education graduates, priority in the selection of sub-projects, was given to institutions with existing industry tie -ups or are giveing to tie -up courses offered with industries.These tie -ups include not only providing opportunities for apprenticeship and employment of graduates, but in the revision of curricula to suit the specific labor needs of the industries that are in demand. The worsening economic situation is negatively affecting these industry tie -ups. Some companies that used to offer allowances to technical education students undergoing apprenticeship can no yearner afford to do so. Many of those who considered employment of technical education graduates have served notice that they cannot absorb new workers.An assessment done by an outside bureau showed that despite the bad economic situation in the country, the trend in employment/selfemployment rat e of technical education beneficiaries of the POSCYD Project is 70%, compared to the national average of 44% In terms of renderships, sub-project proponents were able to tap resources from more than 200 different institutions that belong to the government, civil society and/or argumentation sector. Among the contributed resources are technical assistance, training, tools/equipment, materials, use of facilities, community participation and to a limited extent, allowances of students.Of the overall estimated value of counterpart resources infused into the POSCYD Project from the three (3) sectors, about 9% each came from government and barter sector, 18% from civil society and 27% from the sub-project proponents. About 39% of the resources of the POSCYD Project came from the ASEM Fund monetary grant. Based on this experience, it is obvious that there is a greater need to find more strategies on how to tap resources from government and business sector.The planned building of local tri-sector partnerships did not materialize as projected. The initial attempt to organize regional consortia was rejected by institutions from the three (3) sectors consulted in the five (5) target regions. They advised that with limited resources, the POSCYD Project must focus on 2 Estimated national dropout rate of less than 10% is based on experience of technical schools that offer courses to high school graduates and which do not necessarily focus on poor out-of-school youth. 4 localized tri-sector partnerships.Thus, the Project is now focusing on assisting proponents in the development of local tri-sector partnerships that will revolve about the out-of-school youth and the specific education services offered. Only two (2) of the five (5) planned local tri-sector partnerships were organized. The Philippine Peso steadily devaluated from P38 to P50 per US$1 resulting to shortfall in the usage of the US$780,000 ASEM Grant from World Bank. In Philippine Peso term, however, the Proj ect was able to spend more than the original cipher with concurrence from World Bank.Emerging Lessons The experience in the initial pilot phase of the POSCYD Project points to the following emerging lessons in building the competencies of the out-of-school children and youth 1. Government, civil society and business organizations come from different cultures, but with patience and openness, these three (3) sectors can closely work together to maximize Project benefits. 2. The quotidian poor out-of-school children and youth who are basic education dropouts is a relatively neglected sub-sector. 3.Poor out-of-school children and youth have special learning needs brought about by their deficient cognitive experiences and lack of psycho-social skills that must be understood by all those who will be involved in their education. In addition to meeting their ancillary education expenses, they need to be provided with support services such as mentoring/tutoring, counseling and life skills training. 4. Youth and parent participation have also been determined as all-important(a) factors in minimizing discontinuance in the education of former out-of-school children and youth.5. The dropout rate conveys even higher for students in especially difficult circumstances such as extreme poverty, victims of abuse and those coming from dysfunctional families. These types of students would need a lot of financial and intensified support services for them to confirm their education. 6. There is a big demand for alternative learning systems in basic education, specially in areas where there is prevalence of abject poverty (slum areas), critical peace and order situation and/or lack of access to elementary and high schools.Government should encourage, cultivate and recognize the private sectors initiative to develop innovative learning systems to meet varying demands of the youth. 7. Direct tie -ups with industries for curriculum development/revision, apprenticeship of students and employment of graduates are important to ensuring high employment rates of beneficiaries. 8. One-on-one partnerships with different organizations from government, civil soci ty and business e sector can be successful. However, partnership with government is affected by patronage politics and with business sector, by the economic situation in the country.9. Building organized local tri-sector partnership can be realized, but difficult to start and even more difficult to maintain. There is a need to identify and work with champions from the target sectors and a point person within the organization who can devote time to crucial activities. 10. Institutions providing competency build ing opportunities to the youth can be good in implementation, but usually need change in terms of project planning, monitoring and evaluation and adaptation of support mechanisms necessary for out-of-school children and youth beneficiaries.Activity Sustainability At the local level, sub-project propon ents are macrocosm assisted in the building of tri-sector partnerships that will take the lead in generating and complementing resources for out-of-school children and youth concerns in general, and the education services offered to them in particular. It is envisioned that to boastfully 5 extent, organized tri-sector partnerships shall enable the sub-project proponents to maximize generation of resources and not become entirely dependent on funding agencies.It is, however, a reality that generation of local resources can be limited, especially in small cities and towns and poorer provinces. Thus, sub-project proponents must be referred to other funding agencies At the national level, there is a need to hike up actively out-of-school children and youth concerns and strategies that will enable them to go back to school or undertake technical education. In this way, more institutions from the different sectors of society will hopefully put more focus in allevia ting the situation.T he large number of out-of school children and youth underscores the need for government, civil society and business sector to jointly remedy the situation. Overall Assessment Over-all, we believe that the project was successful in meeting its objectives. The results show that it has exceeded its physical targets. Long-term benefits are expect to be felt by the recipients and important lessons have been generated which will assist the various stakeholders in designing future interventions for OSY. Data Sheet Trust Fund No TF23514 Project ID No. P065823 Project Title PILOT PROJECT FOR THE DEVELOPMENT OF OUT OF SCHOOL YOUTH Recipient Country Philippines Project put to death by Recipient Sector Education Task Team Leader Teresa J. Ho Managing Unit EASHD Grant Approval Date Grant bill (in US$) Grant Agreement Date Closing Date April 29, 1999 US$780,000 June 7, 2000 October 31, 2001 FY Disbursements (actuals in US$) (as of reporting date) 2000 Amount US$ 78,000. 00 FY 2001 Amount US$ 52 1,285. 95 FY 2002 Amount US$ 26,665. 70 6 1. Lists of consultant contracts awarded 1. 1 Erda Tech Foundation, Inc.1. 2 Mary Help of Christians 1st sub-project 2nd sub-project 1. 3 Phil. NGO Council on world Health & Welfare 1. 4 Angelicum College, Inc. 1. 5 Ayala Foundation, Inc. 1. 6 Pearl S. Buck International, Inc. 1. 7 Valenzuela City Govt. 1. 8 Paranaque Devt. Foundation, Inc. 1. 9 Center for Social Research-VISCA 1. 10 subject area Training School for Boys 1. 11 Salesian Society of St. John Bosco-Borongan 1. 12 Department of Social Welfare & Development (Youth Summit) 1. 13 Taguig Jewelry Producers, Inc 1. 14 Meralco Foundation, Inc. 1. 15 holy place Trinity College 1.16 Don Bosco Technical Institute-Makati( 2nd subproject) 1. 17 Phil. Business for Social Progress-Evaluation of Sub-projects 1. 18 Center for Labor Education, Advocacy, and Research Development Foundation, Inc. 2. Visibility (mention of funding sources in Contracts, publications, seminars, etc. ) -Partners O rientation & Planning workshops -Accreditation & Equivalency -Building Local Tri-Sectoral Partnership -Sub-Project Assessment -Post Project Evaluation 3. Incremental Operating Costs-CYFP Amount (in US$) 46,796. 91 25,833. 86 22,108. 50 35,484. 06 17,158. 54 42,094. 84 15,917.21 6,994. 66 31,830. 23 17,313. 81 14,359. 84 16,686. 42 39,153. 70 20,277. 63 36,713. 63 27,462. 82 52,491. 02 16,634. 10 8,867. 61 19,913. 01 Nationality Filipino Filipino Filipino Filipino Filipino American Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino Filipino 111,963. 36 Filipino _________ TOTAL $ 626,055. 76 1. Compliance with visibility provision (as notified to you upon internal approval of the proposed grant) Proponents of sub-projects were oriented that funding for the POSCYD Project came from ASEM-World Bank.In documents that specify grants received, ASEM-World Bank is always acknowledged as the source of funding. In the POSCYD Project Orie ntation meetings held in the five (5) target regions and for different interest groups, ASEM was always mentioned as the source of the World Bank Grant for the Project. The same holds true for workshops conducted. In the mid-term Project assessment review attended by the President Gloria MacapagalArroyo and leaders from government, civil society and business sector, the affair was labeled as the POSCYD Project ASEM Grant Mid-Term Review.The ASEM Grant to the POSCYD Project is always acknowledged in all reports prepared. 7 BRIEF PROFILES OF ASSISTED PROJECTS under the ASEM $780,000. 00 GRANT Formal Basic Education Project Title and Brief Basic Education Project for Out of School Children and Youth or Children and Youth at Risk of Dropping Out of School (Subic, Zambales and San Jose del Monte Bulacan Region 3) A replication of the on-going sponsorship project in Ormoc City, aimed at bringing back out-of-school children and youth to formal school in elementary and high school.The proj ect shoulders the basic education of 300 OSCY and CYRDOS. Proponents Profile Pearl S. Buck International, Inc. Pearl S. Buck International was founded in 1968 by the late Nobel and Pulitzer-prize winning author Pearl S. Buck. It has set up various offices around the country including one in Ormoc City. Among PSBIs educational activities include early childhood care and development, enhancing families ability to manage and sustain their childrens education, school attendance support, and a study now pay later assistance to vocational and college students.It also offers livelihood skills training, micro-credit assistance and savings mobilization, and job placement services. Paranaque Development Foundation, Inc. Paranaque Development Foundation, Inc. (PDFI) was organized and registered in the Security and Exchange Commission (SEC) on June 28, 1968. The organization is focused on the organization of grassroots groups as well as the integration and synchronization of the various social service organizations. PDFI aims to mobilize the different sectors in creating a mutually loving, caring, and sharing community that will provide the poor the capabilities to be self-reliant.Inputs of Partners Rustan Corp. and Little Caesars Corp. have pledged sponsorship assistance for beneficiaries who intend to pursue vocational courses. These companies have also promised to provide financial support for the life skills training of the learners. Integrated Project for Marginalized OSCY (Paranaque City NCR) A formal education project aimed at bringing back out-of-school children and youth to formal school in elementary and high school. The project sponsors the basic education of 300 Paranaque-based OSCY .Parent volunteers have committed to assist PDFI in recruiting beneficiaries, assessing project implementation, and monitoring of project accomplishments. Save the Children US and Terre des Hommes have expressed willingness to fund the training on peer counseling and life skills, and family/community support respectively. The local barangay council has been tapped to provide assistance to the health seminars. The Japanese Embassy has committed to provide sewing machines and other equipment for the training of adult members of the trainees families.The Rotary Club of Paranaque shall be tapped to fund the training. Accreditation and Equivalency (A & E) ALS Non-Formal Education Accreditation and Equivalency for the Out of School Youth (Bacoor, Cavite Region 4) A facilitation and conduct of the Accreditation and Equivalency (A&E) Program of the Bureau of Non-Formal EducationDepartment of Education, Culture and Sports, aimed at preparing OSCY in Bacoor, Cavite in attaining equivalency for their educational level. The project facilitates the A&E education of 700 OSCY clients. Philippine NGO Council on Population, Health and Welfare, Inc.PNGOC is a registered private voluntary organization founded in 1987 by 17 national and local population NGOs. The organizati on was envisioned to create self-reliant and socially responsible Filipino families. PNGOC embraces five program thrusts that is to say networking, advocacy, organizational development, human resource development, and provision of technical and financial assistance to small NGOs in the countryside. The DECS-BNFE provided the framework of the Non-Formal Education Accreditation and Equivalency and facilitated the training of the PNGOC instructional managers (IMs).The local government of Bacoor, Cavite provided the learning centers being utilized by the learners as well as developed and disseminated the advocacy information on the project. 8 Home Study Program ALS The Home Study Program (Palawan, Leyte and Occidental Mindoro) A formal alternative learning system that shall enable OSY to graduate from elementary and high school with an Angelicum Diploma without hav ing to attend school every day they can attend to schoolwork within their homes.Selflearning modules based on a formal e ducation curriculum are provided the learners. The project assists 300 OSCY in pursuing their basic education through formal ALS. Angelicum College Angelicum College was founded on July 5, 1972 as an alternative school that veers away from the conventional educational system. Through the efforts of Fr. Rogelio Alarcon, proponent of the Home Study Program, the school was able to solicit funding from former President Joseph Estradas Social Fund. Consequently, the school was able to offer the Program, for free, to out of school youth.From July to August 2000, the total OSY enrolled in the Program has reached about 2000 in 50 different areas throughout the country. Three partner implementors, Runggiyan Foundation (Leyte), Plan International (Mindoro), and Holy Trinity College (Palawan) are managing and coordinating the operations of the Home Study Program in their respective areas. With support from the LGUs, Sangguniang Kabataan, and community elders, the partner implementors identifi ed, recruited, screened, and selected the OSY beneficiaries, and identified, recruited and deployed the volunteer coordinators and volunteer tutors.The LGUs pledged to assist the partner implementors follow up and monitor the Volunteers. Technical Education PALIHAN III Technical and Vocational Skills Training for OSYs (Metro Manila, NCR) A technical skills training and placement for urban poor out-of-school youth in Metro Manila. Palihan means anvil or mould. Hence, it embodies the ideal of molding the OSY to become productive and responsible citizens. Technical courses offered include Food Processing, Food Service, Leather Craft, Cons truction Work, and Glass Etching.The project intends to assist the non-formal technical education of 200 OSY. Empowering Disadvantaged Women in Pampanga (Mabalacat, Pampanga, Region 3) A technical skills training in industrial electronics for sexually abused and prostituted young women in the province of Pampanga and their placement in electronics fir ms at the special economic zone. The project purposes to benefit 80 female OSY who are enrolled in formal technical education.ERDA TECH Foundation ERDA TECH Foundation, established in 1996, is a non-stock, not for profit foundation dedicated to assisting children and youth age 12 to 18 years old who are disadvantaged by poverty. The Foundations main goal is to get children and youth, from the streets and from poor communities, who are interested in pursuing a secondary education with a vocational program that will train and nurture them into becoming productive members of society meaning, being able to earn a living, becoming physically and emotionally stable and prepared to start a decent family life.Mary Help of Christians-Technology Center for Women The Mary Help of Christians Technology Center for Women was established in 1993 to provide a home and school for disadvantaged young women where they can learn various employable technical skills. In hopes of molding trainees to bec ome good and productive Christians, the Center has integrated the technical education course with values education, ethics and Christian Living. The Center has a 100% placement rate and has since graduated 120 young women who are now regular employees in various companies.Jewelry Skills Training and Placement Project for OSY in Taguig (Taguig, National Capital Region) Taguig Jewelry Producers Cooperative The TJPC is the pioneering group of skilled jewellery makers in Metro Manila, having been TJPC was assisted by TESDA, which arranged for the use of the training venue and other training facilities. Congessional funds shall help cover the administrative price of the The technical education of the trainees is a collaborative effort between ERDA TECH and the Marikina Institute of Science and Technology (MIST). MIST provided training facilities and equipment needed for the training.Jollibee Foods Corp. has committed to accept the trainees for the in-plant training as well as their job placement. Enzio, Corp. has also agreed to employ the graduates of the training course. Spencer & Co. shall help shoulder the transportation and meal allowances of the trainees in the in-plant training. As part of the business sectors contribution to the project, the post-training employment of the young women will be at the follow ing semicon companies American Power Conversion, National electronic Corporation, Amertron, Inc. , Sanyo Semiconductors, Luen Thai, and Computer Data Center, Inc.The Municipal Mayor of Mabalacat town in Pampanga provided the transport allowances of the trainees. 9 A technical skills training in jewelry making for OSY in Taguig and their placement in jewelry firms in Metro Manila. For its initial batch, the project aims to graduate 35 OSY trainees in jewelry making. registered as a cooperative in July 1994. TJPC is composed of 28 members/ shareholders and boasts of a strong network of 3,337 cooperatives in the Metro Manila area where it can draw support in terms of dealership or marketing of jewelry products.

Sunday, May 26, 2019

Business Structure, Recommendations by Accountants

?Accountants atomic number 18 in a position to provide advice to business owners to determine which organization structure is lift out for their particular business venture. Imagine that you were approached by a friend or relative interested in starting a special(a)ty business to institution men and women clothing. Discuss the advantages and disadvantages of at least two (2) forms of business structures. Make a recommendation regarding the structure your friend or relative should use ground on this particular venture. Explain your rationale.Based on your recommendation regarding the appropriate business structure, explain the major advantages and disadvantages of the business owner with minimal accounting experience maintaining the companys books kinda of hiring an accountant. Discuss the major impact to the users of accounting postulatements if the statements are prepared in error. Provide support for your position. The first business structure that I would recommend, would b e a partnership I would inform them that general partnerships consist of two or more partners who are both responsible for the business.They share the assets and profits, as well as the liabilities and management responsibilities for running the business. or so benefits of general partnerships is their simplicity and flexibility. General partnerships are usually less expensive to form and require less paperwork and formalities than corporations, express partnerships or limited liability partnerships. General partnerships can choose a centralized management structure, like a corporation, or a completely decentralize structure, where every partner is actively involved in the management of the business.Other advantages of a general partnership are that the partners can combine resources and share the financial commitment. Some disadvantages to general partnerships, principally liability. General partners are ad hominemly liable for the business debts and liabilities. Each partner i s also liable for the debts incurred by the actions of other partners. Because of this potential personal liability, general partnerships are limited in their ability to raise money and attract investors.The second business structure that I would recommend and I retrieve would be most beneficial to both parties would be an LLC (Limited Liability Company). A limited liability company, is a new form of business organization that is for sure worth consideration. It has several features that create favorable tax treatments, as well as protection from personal liability. Since the status of the LLC form of organization varies somewhat from state to state, be certain to find out how your states law applies.Some of the advantages of an LLC are, LLC allows for an unlimited number of members however, if the LLC has just one owner, it will be taxed as a sole proprietorship. The LLC allows for the special allocation of profits the disproportionate splitting of member profits and losses in di fferent percentages than their respective percentages of ownership. This means that members can enjoy the benefits of receiving profits and authorship off losses in excess of their individual ownership percentage.The members enjoy limited liability, which means they are personally protected from any liability of the LLC and victorious judgments, as well as from the LLC itself. And just with all advantages there are always disadvantages. Each members pro-rata share of profits represents taxable incomewhether or not a members share of profits is distributed to him or her. The managing members share of the bottom-line profit of the LLC is considered earned income, and therefore is subject to self-employment tax.The members share of bottom-line profit is not considered earned income because the members are considered to be inactive owners therefore, the members do not qualify for special tax-favored fringe benefit treatment. As a member of an LLC, you are not allowed to pay yourself w ages. I would strongly recommend going with an LLC simple because there is a lot less risk involved. There is a large percentage that businesses fail in the first year, and with that being said you dont want to lose your business and you personal property too.

Saturday, May 25, 2019

Strategic Management of Agribank

ABSTRACT In the present age, big cities in Viet Nam are growing at a rapid pace, especially in the frugals, as a result many banks are established including imprecate of Agriculture and Rural Development of Vietnam.Founded on 26/03/1988, Agribank has al looks played the leading role in Vietnams economic development with 1034 correspondent banks in 95 countries and territories (since 12/2009). In the new period, Agribank constantly improve their competitiveness to principal(prenominal)tain the depend unity position of commercial banks and the dominant role in farm(a) and awkward financial mart, serving farmers, agriculture and rural areas. To become the member of Group finance and coasting in the country, Agribanks st prisegy is associated with the sustainable development of customers, banking, partners and communities.Based on the data obtained from a small-scale interview carried out within Agribanks employees and reviewed literature, our projects team analyze Agribanks str ategic management. Another key point of this tarradiddle is providing recommendations to improve its authorization and efficiency. It is hoped that this empirical report can bring the readers with a much detailed look at the Agribanks strategic Management. TABLE OF CONTENT Abstract1 I. Executive summary 3 II. Introduction of the caller 3 III. Managerial function.. 4 IV.Literature review.. 5 V. strategic management.. 6 1. Step 1 tar piddleing the banks goal. 7 2. External Analysis7 3. Internal Analysis9 VI. Conclusion and recommendation. 12 References. 14 I. Executive summary This report was commissioned to analyze, appraise and also to give recommendation about the Strategic management of Bank of Agricultural and Rural Development of Vietnam. The research draws attraction to AgriBanks current missions and goals guidance on renovating and ontogenesis banking technology in a modisation manner.Further investigations give a deck up analysis about AgriBank and conclusions about their status are come upon Internally, Agribank has quite a lot of strengths such as large name of gross capital, high prestige, modern facilities, as surface as some weaknesses alike bad financial capability and low operation effectiveness. Besides, externally, Agribank also has many opportunities peaceful political status, economy recovery, the freshness of the domestic commercialize, and has to do it with lots of threats from competitors, impairment of substantially-qualified employees, or governmental policies. After carefully evaluated, Recommendations are given AgriBank should penetrate the market strategies to get higher instruction execution by focusing its sources of pitying being and facilities on Main market. AgriBank should also expand the market strategy, which is to take advantage of its available products and suffices to enter a new market in site to expand market share, get more output and approach new possible customers. II. Introduction of the compa ny Agribank is the largest bank in terms of fund resources, number of employees, assets, operation meshwork and customer bases with reputation not only in local market but also international market.Agribank has al manners foc gived on the innovation and application of banking technology in favour of business administration and the development of an advanced banking service ne 2rk. As the report of Agribank. com. vn As of November 2011, Agribank had the total asset of VND 5240,000 cardinal, total equity of VND 22,176 billion, total outstanding loans of VND 414,464 billion, total fund resource of VND 478,000 billion, total lag of 35,000 people, 2,ccc branches and deed offices.Agribank is one of the leading bank in Viet Nam in terms of receipt and implementation of orthogonal projects, especially from World Bank, Asia Development Bank, European Investment Bank and French Development Agency. At present, Agribank is serving 10 million household and 30,000 enterprises. With the pos ition of a leading commercial bank in Viet Nam, Agribank has sh profess its nifty efforts and contribution greatly to the nations industrialization and modernization as well as economic development. Due to its location and market share, Agribanks target market is Vietnam, especially in rural areas.About target customer, in the first off period, its target was people who did the agricultural work. However, nowadays, Agribank has no target customer as it welcome everyone who provide capital and invest in many handle other than agriculture. III. Managerial function In the context of a profound and comprehensive integration, to make a difference in how well Agribank performs as well as to cope with this uncertain incident, Bank of Agriculture and Rural Development of Viet Nam need strategic management.Hoang Thu Hien one of the staffs of Agribank pointed out that One of Agribanks strategies is making great efforts in fund mobilization from both local and foreign sources and maintai n the credit growth at a reasonable level. Another way is giving priority in investment in agriculture, farmers especially to farm households with agricultural, forestry, fishery and salt production. She also reveals that those strategies is built in the period 2000 2010 by a group of financial experts hired by Agribank. They are still used today and other details of the strategic management are kept as secret database of the bank.The frequent strategy of Agribank this period is it go forth put forth a number of solutions which are following the form _or_ system of government of the Government and the State Bank of Viet Nam on monetary policy in 2011 and for coming years (n. d. ). First of all is speeding up the fund mobilization from different sources for serving agriculture, farmers and rural areas then setting up the progress on implementing the Circulation 13, 19 of SBV on safe index for credit institutions or following the SBVs Governor and sexual intercourse agencies for adding fund in 2011 and developing strategy on international cooperation and foreign fund projects for 2010-2015.Secondly, Agribank has completely changed into Ltd Company with 100% capital of State and pushing up the modern banking technology based on IPCAS II which is used to develop the new products and services with high note to better serve the customers. Thirdly, Agribank is trying to purport the staff about the core cultural values including honesty, discipline, creativity, quality and efficiency. Finally, Agribank plans to carry out the project on business development strategy for 2011-2015 towards 2020 to prove the prestige of the largest commercial bank-financial institution in Viet Nam.IV. Literature review Regarding Strategic management, many scholars engender researched about it so as to find out the best way to establish strategy and manage it. Stephen P. Robbins and Mary Coulter with Management tenth edition have drawn the approximately detailed and comprehensive personation of Strategic Management. According to their theory, strategy is plans for how an organization lead do what its in business to do, how it will compete successfully, and how it will attract and satisfy its customers in site to achieve its goals (Stephen amp Mary 2009, p. 163). And then strategic management is defined as what managers do to develop an organizations strategies. There are trio reasons why strategic management is important which are stated that it makes a difference in how well an organization performs, it is necessary to cope with uncertain situation and to provide organizational goals for each part of the organization to work toward. After clarifying the importance of strategic management, those two authors draw a big picture of the strategic management process.There are all 6 steps in the process which the first 3 are most important. The first step is to identify the organizations current mission, goals and strategies. Mission is defined as a statement of the purpose of an organization and goals are understood as measurable performance targets. Identifying those concepts will help the organization draw a general elbow room to follow. The next two steps can be combined as SWOT analysis which analyze 4 main factors strengths, weaknesses, opportunities and threats.It can also be defined as doing external analysis environment around the organization and its effect- and inbred analysis the organizations specific resources and capabilities. The next step namely Formulating strategies is make after(prenominal) all the analysis and is to establish a detailed path for the organization to follow. The last 2 steps are about implementing and evaluating the strategies that have been built up in the last step. Agreeing with those two authors theory, we have conducted interview and done some research and analysis about Agribank Vietnam. V. Strategic ManagementTo research about the companys strategic management, we are required to conduct the first three steps of Agribanks strategic management process. Our project team will identify the Agribanks missions and goals and do the internal (SW) along with the external (OT) analysis. Furthermore, the recommendations will be set up to uphold the strengths, overcome weaknesses, maximize opportunities and eliminate any threats or turn them into opportunities. 1. STEP 1 IDENTIFYING THE ORGANIZATIONS CURRENT commission AND GOALS To maintain the leading bank, provide the modern and high quality products nd services, meet the demand of customers and subjoin the non-credit income, Agribank is focusing on renovating and developing banking technology in a modernization manner. That is its mission in 2011 and for the coming years The Agribank An Phu pointed out that Agribank expects to reach the goals for 2012 as follows the fund resource increases by 15-17% compared with 2011, outstanding loans rises by 11-12%, the rate of loans to agricultural and rural areas is 70%, NPLs below 3%, non-credit income goes up by 10%, CAR complies with international standard.In general, Agribanks goal is bringing prosperity to the customer. 2. impertinent ANALYSIS After deciding the mission and goals of Agribank, the important thing is to conduct an external analysis, which includes the two components the general and the specific environment. Each factors in the components maybe an opportunity or a threat to Agribank, basing on how they can strike Agribanks market. A. Opportunities As to mention about the general environment, it is reported that the demesnes and Vietnams economy are recovering from the crisis and are predicted to be growing in the near future.A recent bind from the famous BBC (9 October 2012) has reported What is happening is a re-balancing of our economy. We have created a million net new jobs and we are now a net exporter of cars, but it is a slow process. With the economy flourishing, Agribank has an opportunity to expand the market size and provide more services to the customers. In addition to the countrys economy recovery, Agribank also benefits from the fact that Vietnam has officially entered the WTO. By joining the worlds economic flow, Agribank has more chances to meet big partners and to develop itself.For example, the bank can learn from the foreigners about the new technology and inquire their way of operative and technical skills. And, as to mention the political conditions, Vietnam is a peaceful country with no terrorists or civil wars which encourages the development of law and economy, and Agribank can make use of this to complete their working system. The opportunity for Agribank does not only come from the general environment but also the specific environment, especially from the customers.According to the Standard Charter Banks CEO, saying to baomoi online newspaper (Phuong 2009), Vietnam has a young and fresh banking market, which is not fully exploited. He also points out that in the recent years, the number of banking service users rises gradually and it will continue to rise in the next 5 years. Furthermore, according to the vietnamplus. vn (Son 2009), Vietnams average age tends to become higher, consequently, many people will begin to consider saving for their pension plan.Agribank can take advantage of this opportunity to reach more to the customers need. B. Threats Besides the opportunities, there are also threats that Agribank has to deal with. The fact that Vietnam has entered the WTO also brings along the trouble of the market share being dgetsized because Vietnam banks and companies are now freely get investments from foreign companies. It will also increase the competition between Vietnam and other WTO countries, creating great tension to Agribank. In addition to this, the Government policies are also putting Agribank under pressure.The current ceiling engagement rate is kept really low at 9% started from 11th June, but its also predicted to be lower, according to Dr. Vu Di nh Anhs analysis (Thanh 2012). This policy makes it hard for Agribank and other banks to mobilize capital from people, and so on earn less profit on lending other companies money. In addition to the general environments influences, the specific environment, too, holds some menaces. The number of competitors growing rapidly in todays time of high-technology, following with the decrease in number of high-quality employees is current problems that Agribank have to face.Nowadays, joint-stock company banks such as Vietcombank, Vietinbank or ACB bank are playing their leading roles in banking industry in Vietnam, alluring a large number of users comparing to AgriBank. Not as powerful as JSC Banks, but the banks with foreign investments like the Standard Charter Bank being equipt with higher quality and credit funds and non-bank credit organizations are acting as the harbingers to Agribank. According to Vietnam Credit Information and Rating Companys report (Thanh 2012), 32 banks are rated to be highly competitive.Unfortunately, Agribank is not listed. Adding to the threats from competitors, the upcoming workforce in banking being estimated to be really large but cannot be so sure about the quality is also a trouble for Agribank. The best workers tend to chase for high position with high salary in foreign countries or other bank rather than Agribank while the rests are not really well-trained. In general, the threats to Agribank are surpassing the opportunities that the bank can get, but its strong banking business is predicted to be growing. 3. INTERNAL ANALYSISBeside external analysis, it is also very important to explore and assess the internal factors of Agribank which are its strengths and weaknesses. Understanding about those internal elements will give us the knowledge of Agribanks ability to take benefit from the opportunities and to face the threats. A. Strengths The first and the most powerful strength of Agribank is that it has the largest total capital, t he biggest operation network and the hugest source of labors and customers in Vietnam. According to the article 3 ngan hang thuong m? i nha nu? c co v? n di? u l? tren 1 t? USD on gafin. n (23 March 2012), a familiar website for investors, Agribank is the commercial bank that has the greatest amount of total capital in Vietnam which is over 29. 606 billion VND. It is an advantage for Agribank as it can invest in a lot of fields and activities with its huge capital. About its operation network and source of labors and customers, Agribank has over 2. 300 branches and office and 37. 500 staffs all over the country. Moreover, according to the official website of Agribank (n. d. ), it also signs contract with other foreign banks from Laos, Cambodia and China to expand its market.Another strength is that it is the unique and main bank that focuses on the field of agriculture and rural areas. In Vietnam, only Agribank is the commercial bank that is nurtured and get the hangled by the gove rnment to develop agriculture and support agricultural workers. Vietnam is the country that has the main focus on agriculture and producing food so that this market share would be a big benefit for Agribank. Moreover, Agribank is considered as having the low rank of risk due to its support from the government and it also has the prestige of a governmental bank with tradition and experience.This advantage can gain the customers place that not all other rivals can do. Last but not least, one more strength of Agribank is that its high technology applying in its infrastructure. To approve this point, the article Viettel va Agribank ky k? t th? a thu? n h? p tac toan di? n on danviet. vn (D? c 2011) states that from November 20th, 2011, Viettel would coordinate with Agribank totally with its telecommunication infrastruction. The combination of those two giants will be an extreme advantage for Agribank to upgrade its system and bring better products to its customers. B. WeaknessesIt is undeniable that Agribank is one of the strongest banks in Vietnam at this time however, it still has its own weaknesses that need improving to get the highest performance. The first alarming weakness is its bad financial capability. Although its system is modern and successful in Vietnam, Agribanks financial control is still weak compared to the global standard. Stockbiz. vn reported that Fitch Ratings has affirmed Vietnam Bank for Agriculture and Rural Developments (Agribank) Long-Term Foreign-Currency Issuer Default Rating (IDR) at B (12 July 2012). The Outlook is Stable.At the same time, the agency has affirmed Agribanks Viability Rating (VR) at ccc and Support Rating Floor at B. A full rating breakdown is provided at the end of this release. Also according to this rating agency, Agribank has low rank of risk thanks to the support from the government, not from its own ability. The banks reported non-performing loans (NPLs) are the highest among domestic peers. Its low level of re serves, together with a high level of special mentioned loans (SMLs) and a slower economic backdrop, is likely to keep credit costs elevated in the near- to medium-term.As a result, Fitch expects the banks profitability to remain low, given also potential margin squeeze from a regulatory cap on lending rates on the agriculture sector. Therefore this weakness may not affect Agribank immediately in the domestic market, but if it wants to expand to the oversea market, it has to improve its financial capability a lot. Another clear weakness of Agribank is that its operation effectiveness is not high enough. Although the bank was established in 1988, it still hasnt made huge impact on Vietnams agriculture.Farmers still do the farming work with traditional methods and do not use much technology in working. The rate of poor households in rural areas is still high after years. This weakness could be very dangerous as it would lose the customers and governments trust, which can reduce its t otal capital. One last weakness of Agribank is that its human resource is huge but not qualified enough. There is a sad truth in Vietnam that people who have social relationship with some big men inside the company are likely to get the job. And Agribank is not an exception.Due to this terrible truth, many people who are not educated well enough still have good job and decide the destiny of the bank. Therefore, its human resource can not satisfy the requirement of the global standard, which would be a disadvantage for it when expanding to the bigger world. VI. Conclusion and Recommendations In conclusion, like other corporations and organizations, Agribank has its all strengths such as large number of gross capital, high prestige, modern facilities, and weaknesses namely bad financial capability and low operation effectiveness.Beside these internal factors, Agribank also faces up with opportunities peaceful political status, economy recovery, the freshness of the domestic market, an d threats from competitors, issue of well-qualified employees, or governmental policies. Therefore, based on the analysis of SWOT and the wholesome interview of sole employee, we have drawn up the strategies for Agribank to achieve more success in the next five years. 1. Penetrating market strategies In this strategy, we would focus our resources of human and facilities on Main market to get higher performance.To get the strategy accomplished effectively, some methods must be applied such as Improving the mobilization capital by allowing wide range of maturities, or periods, interests rate or accumulated interests. Furthermore, the bank can also try to attain sponsored -agricultural projects or projects of supporting small and average-scale business. Another method is improving the quality of credit service by using up the qualification of the staff to do research on reducing some steps of procedures so that the performance duration will be minimized which makes it faster and mor e convenient to deposit.Another effective solution is diversifying and developing the quality of the services because at the moment most of Agribank products are traditional ones, so it is less competitive. Therefore, the bank should introduce new advanced and convenient services and products to ensure the ability of serving customer efficiently. This method also heightens the administrative status of the management. 2. Expanding market strategy This is the strategy in which Agibank would take advantage of its available products and services to enter a new market in order to expand market share, get more output and approach new potential customers.There are some methods that can be applied, the first one could be intensifying the process of constructing material facilities or, in detail, purchasing necessary assets especially IT equipments, strongboxes, electric generators. Secondly, it could develop the network by establishing more transaction posts which help popularize brand name . Thirdly, Agribank can enhance the quality of the staff by focusing on recruiting, introducing new reserving reward policies, retraining the current staff to get higher qualification and ability.Furthermore, in the period of expanding to new market, Agibank may appoint the most important and experienced cadres (skillful employees) to new brands in order to make sure that new brands can operate effectively. Beside those, Agribank should speed up marketing operations/ activities because marketing plays an important role in popularizing and giving products to the public. Some methods for developing marketing performance are for products, improving traditional products and services, shortening procedure of transaction, and bringing new benefits to customer.For location, it can choose the most convenient location so that customers can easily make transactions. For advertisement, it is advisable to use radio, television, newspaper and the internet as the important way to advertise the b ank. Furthermore, it is the way we serve that is one of the most means of advertisement to customers. Last but not least, we recommend to reinforce the control of internal activities which means that does not merely check the account or the asset of the bank but verify the quality of credit, the efficiency, safety so that administrator can easily find out and re-correct defects and mistakes.References Agribank An Phu official website n. d. , D? nh hu? ng phat tri? n c? a Agribank Vi? t nam, viewed 17 November 2012, http//agribankanphu. com. vn/vn/company/details/dinh-huong-phat-trien-cua-agribank-viet-nam6. html Agribank Vietnam official website n. d. , Agribank phat tri? n b? n v? ng vi s? th? nh vu? ng c? a c? ng d? ng, viewed 17 November 2012, http//www. agribank. com. vn/101/786/gioi-thieu/dinh-huong-phat-trien. aspx Agribank Vietnam official website n. d. , M? ng lu? i ho? t d? ng Agribank hon 2300 Chi nhanh, Phong giao d? ch tr? dai cung hinh ch? S, viewed 21 November 2012, h ttp//www. agribank. com. vn/101/790/gioi-thieu/mang-luoi-hoat-dong. aspx BBC 9 October 2012, viewed 18 November 2012, http//www. bbc. co. uk/news/business-19876587 D? c Hi? u, Viettel va Agribank ky k? t th? a thu? n h? p tac toan di? n, 21 October 2011, viewed 21 November 2012, http//danviet. vn/62504p25c50/viettel-va-agribank-ky-ket-thoa-thuan-hop-tac-toan-dien. htm Gafin 23 March 2012, viewed 23 November 2012, http//gafin. vn/20120323104832101p0c34/3-ngan-hang-thuong-mai-nha-nuoc-co-von-dieu-le-tren-1-ty-usd. tm Phuong Nhi 2009, Th? tru? ng ngan hang Vi? t Nam r? t tr? , Baomoi, April 2009, viewed 20 November 2012, http//www. baomoi. com/Thi-truong-ngan-hang-Viet-Nam-rat-tre/126/2960677. epi Thanh Thanh Lan 2012, L? n d? u tien x? p h? ng nang l? c c? nh tranh ngan hang, Vnexpress, 8 September, viewed 19 November 2012, http//ebank. vnexpress. net/gl/ebank/tin-tuc/2012/09/lan-dau-tien-xep-hang-nang-luc-canh-tranh-ngan-hang/ Thanh Thanh Lan 2012, Tr? n lai su? t huy d? ng co th? v? 8% m? t nam, Vnexpress, 29 August, viewed 18 November 2012, http//ebank. nexpress. net/gl/ebank/tin-tuc/2012/08/tran-lai-suat-huy-dong-co-the-ve-8-mot-nam/ Son Bach 2009, Vi? t Nam co co c? u dan s? vang, tu? i th? tang, Vietnamplus, 31 December, viewed 19 November 2012, http//www. vietnamplus. vn/Home/Viet-Nam-co-co-cau-dan-so-vang-tuoi-tho-tang/200912/29400. vnplus Stockbiz 12 July 2012, viewed 23 November 2012, http//en. stockbiz. vn/News/2012/7/12/309322/text-fitch-affirms-vietnam-s-agribank-at-b-outlook-stable. aspx *** Group tasks No ID call off Task Report

Friday, May 24, 2019

Opponents of Globalization Essay

Globalization is a dream that any idealist would want just developing countries have been paying the price for capitalism. International trade may be reaping profits for rich countries but it also destroys pagan identity and advertize impoverishes Third World countries. It is inevitable that globalization would homogenize people. To be able to market their goods, multi-national corporations need to create the same values, the same tastes and use the same denote (Turning Point Project, 2002, para. 3).Participating in global markets also requires adapting to the language of the key players. A factual example is when an advisory commission to the late Japanese patriarchal Minister Obuchi suggested that English be adopted as the second official language of Japan (Kawai, 2003, para. 1). Altering the language of a people can presently make a nation lose its identity. These efforts drown local tastes from which domestic industries rely on therefore causing the collapse of national bus inesses which can fountain further poverty.To be able to play in the international arena, developing countries rely on loans from global financial entities to sustain productivity. Third World countries mortgage their future by selling off irreplaceable capital-their natural resources (Suzuki, 2003, p. 96). In fact, Brazil has chosen to allow the destruction of the Amazon forests to pay off their loans. industry to pay the debts also pushes these poor countries to grow a certain crop as compared to their natural tendency to plant the different basic food to put up the needs of their population.The shift of land away from local food crops decreases the supply and increases the price, thus further impoverishing the people (Gore, 2006, p. 54) . These debts are therefore purpose-defying. The world is beautiful because of cultural diversity and each nation needs to protects its natural resources. Globalization poses a threat to the impoverished and should be controlled before it furth er destroys lives.